Attention homeowners: Real estate appraisal services for in Eureka and Humboldt County

Check out the top seven reasons CA homeowners call on Valicity LLC:

To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
Challenge Humboldt county's assessment of your property
To lower a monthly mortgage payment by removing PMI
To reinstate your Home Equity Line of Credit (or HELOC)
Review a different appraiser's report for verification
If real estate needs to be divided because of a divorce
To settle an estate in Humboldt county or CA by determining the true market value of property in question

Do you own a home in or near Eureka? Do you need help determining the value of your real estate?
Contact Valicity LLC.

We at Valicity LLC understand the special needs of a customer after appraisal services. Our customary business clients understand the appraisal process and the customary reporting formats. But as a consumer,we will provide you with extra guidance and explanations through the appraisal process to understand what we do and how we document our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your house because of your emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your house will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your property's price, not just you saying how much your house is worth. Potential buyers know you have an emotional attachment to your house and will be much more likely to give credibility to an accomplished appraiser's value judgement than yours.

PMI Removal Appraisals

An attractive way to cut costs for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is below 80% of the value of your house. In most cases you can apply to the lender to have the PMI removed from your loan. Valicity LLC is seasoned in helping homeowners just like you abolish unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say you live in a local area that is going down -- your local tax assessor may have your house overvalued. That means you are most likely paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting an appraisal from Valicity LLC is your best weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might choose to automatically freeze your home equity line of credit (HELOC) if your home is near a declining area. Not only can this be inopportune from a cash flow standpoint, but it can be unfavorable to your credit score since it may appear as though that credit line is maxed out. Valicity LLC can provide you with a professional appraisal to help you reinstate your home equity line of credit.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you desire a seasoned appraiser to double-check your appraisal for preciseness? An appraiser from Valicity LLC can go out and check the subject and comparables in a field review. If you're in a hurry, we'll provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. While typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your home.