Attention homeowners: Real estate appraisal services for in Eureka and Humboldt County

See the top 7 reasons CA homeowners need Valicity LLC:

  1. To get a pre-listing appraisal (whether you're using an agent or selling the home on your own)
  2. Challenge property tax assessments
  3. To reduce a monthly mortgage payment by removing PMI
  4. To reinstate their Home Equity Line of Credit (HELOC)
  5. Verify a different appraiser's report
  6. If real estate property needs to be divided because of a divorce
  7. Settle an estate in CA by determining the true market value of property in question

Do you own a house in or near Eureka? Do you need help determining the value of your real estate?
Contact Valicity LLC.

At Valicity LLC, we understand the unique needs of a customer after appraisal services. The appraisal process and reporting formats are familiar to our business clients like lenders, attorneys, and accountants. As our client, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we present our findings.

Pre-listing Services/For Sale By Owner

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Professional appraisers, like the ones at Valicity LLC, will be objective. We will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your property will attract buyers, a professional appraisal is a crucial negotiating tool once you have a likely buyer. The appraisal is something tangible to show your buyer. It's an independent third party's opinion of your home's value, and not just how much you think your home is worth. Interested buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an expert appraiser's value conclusion than yours.

Need to cancel PMI?

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is to get the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan amount is down below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. We're qualified in helping homeowners just like you dismiss unneeded and unwanted PMI insurance.

Challenging property tax assessments

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your house overvalued. This means you're most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the quicker you take care of things like this, the better. Getting an expert appraisal from Valicity LLC is your perfect weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

If your home is in a declining area, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be difficult from a cash flow standpoint, and unfavorable to your credit score since it may appear as though that credit line is maxed out. Valicity LLC can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Have you just gotten a copy of your appraisal and you would prefer to have a professional double-check it for accuracy or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? Valicity LLC offers field reviews where we'll go out and check the subject and comparables in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide you with a a retrospective review of any appraisal report you may have had in the past. While usually requested by banks, you may want to use this service if you suspect mortgage fraud related to your home.