Valicity LLC is your FHA certified appraisal companyThe FHA retains of approved appraisers for each state - Valicity LLC is on the roster of approved appraisers for CA. We are certified and approved to do appraisals for FHA insured financial transactions. FHA's guidelines, documentation and policies may seem difficult to understand, but the staff at Valicity LLC is well-trained on how to work in accordance with the rules and regulations provided. Be sure to contact Valicity LLC if you need an appraisal done for an FHA-secured loan. If your home loan is FHA certified, that means that it has been secured by the FHA, which is a branch of the United States Department of Housing and Urban Development (HUD). No part of the loan is provided by the FHA; what the FHA does is ensure that the mortgage is taken care of in case the borrower defaults on his or her loan obligations. Applicable to all purchasers, FHA loan programs are formed to assist credit-worthy low-income and moderate-income families who do not meet requirements for conventional loans. Down payments are often lower with an FHA loan despite using conventional market rates. FHA loan programs are incredibly beneficial to those purchasers with less accessible starting capital. |